About Anchor Funding

Anchor Funding was founded in 1986 and has offices in Fremont, CA, and Santa Ana, CA. We are NMLS and CA BRE licensed, and 100% dedicated to providing education and reverse mortgage solutions where appropriate.

The Anchor Funding Team

jon silvesterJon Silvester
Broker/Owner
NMLS #355602
CA BRE #00483271

Jon was born and raised in New Castle, PA. After graduating from high school he attended college and graduated with a B.A. degree from Southwestern Missouri State in Springfield, MO. In 1963 he and his wife Carolyn headed west and settled in California. His business experience included 10 years in the financial planning field and almost 40 years in the residential real estate and loan business.

Since the economic downturn of 2008, Jon has focused his efforts almost exclusively on the reverse mortgage solution helping scores of seniors that are now struggling to make ends meet. In too many cases seniors have found their retirement income substantially reduced due to lower interest rates on savings accounts, and the downturn of the stock market. As a result retirement strategies no longer work as planned. Jon sincerely believes that the Reverse Mortgage is not only the best financial tool for seniors - but in the majority of cases it is the only tool available to them. In too many cases seniors are being forced to choose between buying food or the medicines they need.

If used wisely, a Reverse Mortgage can provide a financial cushion and peace of mind in these uncertain days. Many healthcare professionals predict that when the new Healthcare Law is fully implemented, seniors will be called on to pay a larger portion of their health care costs. More seniors will be turning to a Reverse Mortgage to help cover these increasing costs. Are you house rich and cash poor? Why not explore a government reverse mortgage?


rick southernRick Southern
Senior Loan Officer
NMLS #345637
CA BRE #01115947

Rick was raised in Menlo Park, California, where his dad owned a furniture store. After high school he graduated from the University of California at Santa Cruz with a B.A. degree in Economics and attended Cal State Hayward's MBA program. At CSUH Rick studied finance and learned about mortgages.

Over 20 years in the mortgage business and the origination of nearly 2000 mortgages has given Rick insight into the financial lives of hundreds of families. Financial stress and it's opposite, financial security, are two of the most important factors which determine our day to day happiness. A reverse mortgage can be an essential tool to help seniors age in place and relieve the money pressures that many feel from today's difficult economic climate. Rick works closely with the client, his/her family and any financial advisors to help determine whether a reverse mortgage makes sense for their situation.

Rick lives in El Granada (Half Moon Bay area) and has a 14 year old daughter attending Half Moon Bay High.

For answers to questions about reverse mortgages, watch Rick's interview.


david jonesDavid Jones
Senior Loan Officer
Orange County, CA
NMLS #345637
CA BRE #01115947

David was born in Dallas, Texas, and moved to Clarksville, Tennessee, with his family at the age of 12. In high school he opened his first business at age 16 and excelled in sports. He graduated from Nashville State Tech with a degree in Computer Science and travelled extensively throughout the USA introducing leading-edge hardware and software technologies. In 1982, David was recruited to Silicon Valley in Northern California and travelled extensively in Europe and Asia in the high tech industry.

David moved to Orange County in 2001, and in 2011 he joined Anchor Funding. Since then we have helped many Orange County seniors become positioned to enjoy a better retirement with the help of a Reverse Mortgage. David lives in Tustin, CA, and holds Reverse Mortgage Seminars in Southern California. Through this educational process we have helped many seniors substantially improve their retirement options.


marc burtonMarc Burton
Senior Loan Officer
NMLS #340942
CA BRE #00944277

Marc is a native east coaster but after graduating from the University of Oregon with a B.S. in Finance he's spent the past 36 years in the Bay Area and calls Cupertino home.

Rising to Vice President and Regional Vice President positions with national institutions such as Wells Fargo Bank and San Francisco Federal, Marc has over 32 years of lending and management experience. Over that time, Marc has designed financial programs, structured loan products and provided financial insight and counseling to thousands of clients. In 2010 Marc accepted an Encore Fellowship to provide management and financial support to various non-profit organizations throughout the Bay Area.

In many ways, the unique nature of a reverse mortgage provides Marc with a bridge between these areas of expertise. By taking a patient and thorough approach to fully understand a client's specific needs, a clear answer can be found to determine whether a reverse mortgage is right for them. Structured properly a reverse mortgage is a wonderful financial tool that can dramatically improve an individual, or a couple’s quality of life.

Let Marc be a reverse mortgage resource for you.